Financial advisors for QSBS planning.
QSBS can exclude millions of dollars of gain, but the benefit depends on issuance facts, C corporation status, gross assets, original issuance, holding period, active business requirements, state conformity, gifting history, and sale timing.
Questions to answer before the money moves
Startup founders, early employees, angel investors, and business owners who may hold qualified small business stock and are approaching a tender offer, acquisition, secondary sale, or IPO liquidity event.
- Do my shares qualify for Section 1202 treatment?
- How much gain could be excluded under the 10x basis or $10M cap?
- Should I gift QSBS before a sale to use additional exclusions?
- Which states do not conform to the federal QSBS exclusion?
Start with the numbers
QSBS Exclusion Calculator
Estimate the potential Section 1202 exclusion under the greater of $10M or 10x basis and compare eligible versus taxable gain.
Section 1202 Checklist
A founder-friendly checklist for documents, holding period, active business facts, state conformity, gifting, and sale timing.
Talk to a QSBS advisor
Use the form if a transaction, tender offer, or founder liquidity event could make QSBS planning material.
The value is in the facts, not the acronym
QSBS planning starts with the issuance record, company status, holding period, shareholder, and state. If those facts line up, the next question is how to coordinate gifting, charitable planning, sale timing, and the post-exit portfolio.
Founder liquidity needs coordinated advice
A CPA can model taxes and an attorney can review documents. A fee-only advisor can put the exclusion, estate plan, charitable plan, cash reserve, and long-term investment policy in one coordinated liquidity plan.
How the right advisor helps
- Model the decision. Convert the event into cash-flow, tax, liquidity, and risk numbers before irreversible choices are made.
- Coordinate the team. Align the financial plan with the CPA, attorney, lender, trustee, or transaction professional already involved.
- Write the policy. Decide what can be spent, invested, gifted, donated, or deferred so pressure does not become the plan.
Get matched with a specialist financial advisor
Tell us what changed and what decisions are in front of you. We will match you with a fee-only advisor who works with this kind of planning problem.